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January 2026 · Advisory

Lending standards in 2026 — what we are telling institutions.

Our quarterly note to the financial institutions that consult Avpro on residual-value frameworks.

The aircraft market does not move in headlines. It moves in basis points, in lead-time shifts, in the quiet recalibration of what a buyer is willing to pay when the alternatives are properly known. Our work, every day, is to know the alternatives — and to make them legible to the principals we represent.

We track every comparable airframe, every recent transaction, and the residual-value models the world's largest lenders rely on. We then translate that intelligence into a single, defensible recommendation: list at this number, acquire at that one, hold for this long.

What this means, practically.

For sellers, the message is unchanged: bring an aircraft to market with full, accurate, and verifiable information; price it against current — not aspirational — comparables; and engage qualified buyers directly. For acquirers, the question is whether the right airframe exists at a price the data supports. Often it does, and often it has never been publicly listed.

We will continue to publish quarterly. As ever, the full underlying datasets are available, privately, to clients on request.

Written by the Avpro Trading Floor

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